The virtue of bailing out banks is certainly worthy of debate, but that is all irrelevant here because the parent comment implies the need (and there definitely is a need) to teach the masses what banking is, first of all.

Remember, these are people who can't tell apart bank bail outs from loan forgiveness from government handouts. The level of civic understanding among the masses is atrocious, and it isn't helped by the media and the powers that be doing their fucking damnedest to keep the masses ignorant and misguided.